Pay My Loan

How to make payments to your loan
IHMVCU offers multiple ways to make payments to meet your needs.
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As of Feb. 7, 2024, we've upgraded how you make online payments to your IHMVCU loan and/or credit card in an effort to make it more convenient for you, our members. 

Even if you were previously enrolled in our online loan payment program, you’ll need to enroll in our new program. Please reference the below table for your payment options.

For questions regarding your loan or to request other payment options, chat with us securely at, or call 309-793-6200 and press 3.

Thanks again for choosing IHMVCU for your lending needs.


Pay with an IHMVCU checking or savings account Pay with a non-IHMVCU checking or savings account online Pay with a non-IHMVCU debit card online Pay over the phone Pay in person at a branch
Sign up or sign in to online banking Make a payment Make a payment Contact us Find a branch
Fee: Free Fee: Free Fee: $4.95 Fee: $4.95, if using a debit card Fee: Free, if using an IHMVCU account, check, or cash
24/7 using IHMVCU online or mobile banking 24/7; pay now w/ a non-IHMVCU checking or savings account 24/7; pay now w/ a non-IHMVCU debit card 24/7 via automated system; please listen to the automated prompts for the appropriate extension for your payment method type See branch hours
Benefits: Option to set up recurring payments Benefits: Self-service; option to set up recurring payments Benefits: Self-service; don’t need a checking or savings account # Benefits: Non-IHMVCU debit cards can be used Benefits: Checks or cash
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