Online Calculators

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You’re on a journey to financial success. How you get there and how you define it is up to you, but IHMVCU can help guide the way.

Calculators Categories

No need to panic if you didn't pay attention in math class. We're here to help. Browse our variety of calculators below.

  • Auto
  • Budget
  • Debt
  • Equity
  • Mortgage
  • Retirement
  • Savings


  • Calculate a Vehicle Payment
  • Low Rate or Cash Back?
  • Compare Monthly Payment by Term
  • Vehicle Affordability by Term
  • Compare Two Vehicle Loans
  • Gas Mileage Savings with a Fuel Efficient Vehicle
  • Purchase or Lease a Vehicle


  • How Much Am I Spending?
  • Balance Your Checkbook
  • Household Cash Flow Tracker
  • Spare Change
  • Calculate Your Net Worth
  • Save or Pay Off Debt
  • Keep Working or Stay at Home?


  • Make Bi-Weekly Payments
  • Meet a Debt Payoff Goal
  • How Long Will It Take to Pay Off a Credit Card?
  • Use a Lump Sum to Pay Down Debt
  • Are Credit Card Balance Transfers Worth It?
  • Increase Your Monthly Payment


  • The Equity in Your Home
  • Calculate a Home Equity Loan Payment
  • Calculate a Home Equity Line of Credit Payment
  • Using Home Equity for a Major Purchase
  • Home Equity Loan or Line of Credit?
  • Consolidating Debt with Home Equity
  • Paying Off a Home Equity Loan or Line of Credit


  • Calculate a Mortgage Payment
  • Rent or Buy?
  • Proceeds from Sale of a Home
  • Home Affordability
  • Compare Two Mortgage Loans
  • Adjustable-Rate Mortgage Analyzer
  • Time to Refinance?


  • The Impact of Saving More
  • Save for College
  • Save to be a Millionaire
  • What Will My Savings Be Worth?
  • Save Towards a Goal
  • Save for a Rainy Day
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