Individual Retirement Accounts (IRAs)

Retirement planning doesn’t have to be complicated.

Not just retirement planning.

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IRA experts.

IRAs offer safety, security and tax advantages to help your retirement savings grow! Whether you need a place for your 401(k) to rollover, or you just want to get a head start on your retirement account, we offer Education IRAs, SEP IRAs, Traditional IRAs and Roth IRAs.

Ready to reach your retirement goals? Stop by any location and open your IRA today!

IRA Savings Accounts

  • No minimum opening deposit amount
  • No minimum average daily balance requirement
  • No monthly fee
  • Unlimited withdrawals


  • Low minimum balance of $250
  • Terms range from 12 months to 5 years

See current rates

Retirement Accounts 101

What’s a Roth IRA?

Unlike a traditional IRA where pre-tax income is deposited, Roth IRAs are for after-tax income. What’s the benefit in that? You’ve already paid the taxes on the funds in the account, so all future withdrawals are tax-free.

If you think your tax bracket will be higher when you retire, a Roth IRA will prevent you from paying higher taxes on withdrawals than what you would have paid when you earned the funds.

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