Mortgage Loans

Todd Utter

NMLS 501454

You’re going to think I’m a bit nerdy, but I think about mortgage lending strategies and the best mortgage program to fit my clients' needs every day, sometimes all day. It’s a passion of mine. Understandably, most people only think about it when they need it. That’s why working with me and my, yes I’ll say it, obsession is to your advantage. I’ll help you find the best mortgage program for your individual needs.

I’m originally from Storm Lake, Iowa, graduating from Buena Vista University. I’ve spent my entire 13-year career in mortgage banking. My family and I enjoy traveling, and aside from mortgage strategies, I’m passionate about playing golf and spending time with my wife, Nicole, and son, Archie.

Apply for a loan with Todd

Put your home to work! A home equity loan or home equity line of credit can help you fund what matters most to you. We can help you access  the buying power that being homeowner earns you.

Mortgage Calculators

Let us help you on your journey to home ownership. Use our calculators to help find your best options.

  • Calculate a Mortgage Payment
  • Rent or Buy?
  • Proceeds from Sale of a Home
  • Home Affordability
  • Compare Two Mortgage Loans
  • Adjustable-Rate Mortgage Analyzer
  • Time to Refinance?
Close Window
Close Window

Third Party Disclaimer

By continuing you will be leaving the main IHMVCU website. Even though you may have clicked on a link that takes you to another company's site that we have partnered with, we are not responsible for the accuracy, security, or content of their website. We encourage you to view privacy and security disclosures of all websites you visit.

Continue to:

Thanks for signing up!

Subscribe to our mailing list

What's your age range?
What financial services are you interested in?
What would you like to know more about?
What are you saving for?
Are you an IHMVCU member?
Please also send me. . .

* Everything but your first name and email is optional